Discover humm for Your Dental Treatment

Humm is a flexible, interest-free payment platform designed to assist individuals in managing their expenses, including dental treatments. By allowing dental patients to spread the cost of their treatments over a series of instalments, Humm provides a more manageable and affordable approach to dental care.

With Humm, you can finance various dental treatments without having to pay the full amount upfront, alleviating financial stress and promoting timely access to necessary dental care.

Creating a humm account for dental payments is a straightforward process. Follow these steps:

1. Visit the humm website or download the humm app on your smartphone.
   
   
2. Click on the “Sign up” or “Register” button.
   
   
3. Provide the required personal information, such as your name, address, contact details, and date of birth.
   
   
4. Verify your email address and mobile number.
   
   
5. Set up a secure password for your account.
   
   
6. Complete the identity verification process by providing the necessary identification documents, such as your driver’s licence or passport.

Once your account is set up and approved, you can start using humm for dental payments.

To be eligible for a humm account, applicants must:

• be at least 18 years of age,
• be an Australian citizen or permanent resident,
• possess a valid Australian driver’s licence, passport, or other acceptable identification,
• have a good credit history, and
• be able to provide proof of income or employment.

Meeting these criteria does not guarantee account approval, as final approval is subject to a credit assessment.

• Preventative care, such as dental check-ups, cleanings, and X-rays
• Restorative treatments, like fillings, crowns, and bridges
• Orthodontic procedures, such as braces and clear aligners
• Cosmetic dentistry, including teeth whitening and veneers
• Dental implants and dentures
• Oral surgery, including wisdom teeth extraction and root canals

To determine if your dentist accepts humm, you can:

1. Check their website for payment options and look for the humm logo.
2. Contact the dental clinic directly and inquire about their accepted payment methods.
3. Search for your dentist on the humm website or app using their “Find a Provider” tool.

Humm offers interest-free payment plans, meaning you won’t be charged interest on your dental treatment financing. However, there may be some fees associated with using the service, such as:

1. Establishment fees for creating a new account or setting up a new payment plan
2. Monthly account-keeping fees
3. Late payment fees if you fail to make a scheduled instalment on time

These fees can vary depending on the terms of your specific payment plan, so it’s essential to review the details before proceeding.

To make dental payments using humm, follow these steps:

1. Notify your dentist that you’d like to use humm as your payment method.
   
   
2. Your dentist will provide a quote for the treatment, which you’ll need to confirm and approve.
   
   
3. Log in to your humm account on the website or app.
   
   
4. Select the dental treatment you want to finance and input the total cost provided by your dentist.
   
   
5. Choose your preferred payment plan, including the number of instalments and payment frequency.
   
   
6. Review and confirm the payment details.
   
   
7. Once approved, your dentist will receive confirmation of the payment plan, and you can proceed with your treatment.

Your payments will be automatically deducted from your linked bank account or credit card according to your chosen schedule.

If you encounter any issues with your humm payments or need to adjust your payment plan, contact humm’s customer support team as soon as possible. They can help you resolve any problems, provide information on your account, and assist you in modifying your payment schedule if necessary.

While you can’t change your payment amount, you can change your repayment date. You can do so by logging in to your humm account online or through the mobile app. However, you can only adjust future repayment dates, not past due repayments or repayments due today. Keep in mind that changes to your payment plan may result in additional fees or charges, so it’s essential to discuss your options with the customer support team before making adjustments.